Skip to main content

header 1

text add

PMSYM : Pradhan mantri Shram Yogi Man Dhan Yojna Pension

PMSYM : Pradhan mantri Shram Yogi Man Dhan Yojna Pension
Government of India has introduced a pension scheme for unorganised workers namely Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) to ensure old age protection for Unorganised Workers.

The unorganised workers mostly engaged as home based workers, street vendors, mid-day meal workers, head loaders, brick kiln workers, cobblers, rag pickers, domestic workers, washer men, rickshaw pullers, landless labourers, own account workers, agricultural workers, construction workers, beedi workers, handloom workers, leather workers, audio- visual workers and similar other occupations whose monthly income is Rs 15,000/ per month or less and belong to the entry age group of 18-40 years. They should not be covered under New Pension Scheme (NPS), Employees’ State Insurance Corporation (ESIC) scheme or Employees’ Provident Fund Organisation (EPFO). Further, he/she should not be an income tax payer.

2. Features of PM-SYM: It is a voluntary and contributory pension scheme, under which the subscriber would receive the following benefits :
(i)    Minimum Assured Pension: Each subscriber under the PM-SYM, shall receive minimum assured pension of Rs 3000/- per month after attaining the age of 60 years.
(ii)   Family Pension: During the receipt of pension, if the subscriber dies, the spouse of the beneficiary shall be entitled to receive 50% of the pension received by the beneficiary as family pension. Family pension is applicable only to spouse.
(iii)   &nbps; &&nbps;If a beneficiary has given regular contribution and died due to any cause (before age of 60 years), his/her spouse will be entitled to join and continue the scheme subsequently by payment of regular contribution or exit the scheme as per provisions of exit and withdrawal.
3. Contribution by the Subscriber: The subscriber’s contributions to PM-SYM shall be made through ‘auto-debit’ facility from his/ her savings bank account/ Jan- Dhan account. The subscriber is required to contribute the prescribed contribution amount from the age of joining PM-SYM till the age of 60 years. The chart showing details of entry age specific monthly contribution is as under:

4. Matching contribution by the Central Government: PM-SYM is a voluntary and contributory pension scheme on a 50:50 basis where prescribed age-specific contribution shall be made by the beneficiary and the matching contribution by the Central Government as per the chart. For example, if a person enters the scheme at an age of 29 years, he is required to contribute Rs 100/ - per month till the age of 60 years an equal amount of Rs 100/- will be contributed by the Central Government.

5. Enrolment Process under PM-SYM: The subscriber will be required to have a mobile phone, savings bank account and Aadhaar number. The eligible subscriber may visit the nearest Common Services Centres (CSC eGovernance Services India Limited (CSC SPV)) and get enrolled for PM-SYM using Aadhaar number and savings bank account/ Jan-Dhan account number on self-certification basis.
Later, facility will be provided where the subscriber can also visit the PM-SYM web portal or can download the mobile app and self-register using Aadhar number/ savings bank account/ Jan-Dhan account number on self-certification basis.

6. Enrollment agencies: The enrolment will be carried out by all the Common Services Centres. The unorganised workers may visit their nearest CSC along with their Aadhar Card and Savings Bank account passbook/Jandhan account and get registered themselves for the Scheme. Contribution amount for the first month shall be paid in cash for which they will be provided with a receipt.

7. Facilitation Centres: All the branch offices of LIC, the offices of ESIC/EPFO and all Labour offices of Central and State Governments will facilitate the unorganised workers about the Scheme, its benefits and the procedure to be followed, at their respective centers.
In this respect, the arrangements to be made by all offices of LIC, ESIC, EPFO all Labour offices of Central and State Governments are given below, for ease of reference:

1.  All LIC, EPFO/ESIC and all Labour offices of Central and State Governments may set up a “Facilitation Desk” to facilitate the unorganised workers, guide about the features of the Scheme and direct them to nearest CSC
2.  Each desk may consist of at least one staff.
3.  They will have backdrop, standi at the main gate and sufficient number of brochures printed in Hindi and regional languages to be provided to the unorganised workers.
4.  Unorganised workers will visit these centres with Aadhaar Card, Savings bank account/Jandhan account and mobile phone.
5.  Help desk will have onsite suitable sitting and other necessary facilities for these workers.
6.  Any other measures intended to facilitate the unorganised workers about the Scheme, in their respective centers.
8.Fund Management: PM-SYM will be a Central Sector Scheme administered by the Ministry of Labour and Employment and implemented through Life Insurance Corporation of India and CSC eGovernance Services India Limited (CSC SPV). LIC will be the Pension Fund Manager and responsible for Pension pay out. The amount collected under PM-SYM pension scheme shall be invested as per the investment pattern specified by Government of India.

Requirements for Enrolment

A Mobile Phone.
Savings Bank/Jan Dhan Account.
Aadhaar Number.

IMPORTANT LINKS ::::

PMSYM Registration

As of now, the applicant may visit the nearest CSC (Common Services Center) and submit the required details to get enrolled.
VLE will register the beneficiary electronically on the system.
A beneficiary has to pay 1st instalment in cash to CSC.
Now Shram Yogi Pension Number will be generated.
VLE will print & handover the Shram Yogi card to the beneficiary.

Comments

Popular posts from this blog

Dainik Gujarati Rashi Bhavishaya 

Dainik Gujarati Rashi Bhavishaya 

A newspaper is a serial publication containing news about current events, other informative articles about politics, sports, arts, and so on, and advertising. A newspaper is usually, but not exclusively, printed on relatively inexpensive, low-grade paper such as newsprint. The journalism organizations that publish newspapers are themselves often metonymically called newspapers.

Join Our Whats app Group :- Click Here

Join Our Telegram Channel :- Click Here

Newspapers developed in the 19th century, as information sheets for businessmen. By the early 19th century, many cities in Europe, as well as North and South America, published newspapers. As of 2018, most newspapers are now published online as well as in print. The online versions are called online newspapers or news websites.

A wide variety of material is published in newspapers, including opinion columns, weather forecasts, reviews of local services, obituaries, birth notices, crosswords, editorial car…

Cheq Your Family Name Could Be Covered In The PMJAY Beneficiary List

Cheq Your Family Name Could Be Covered In The PMJAY Beneficiary List
Cheq your family name could be covered in the PMJAY beneficiary list
CLICK HERE

India takes a giant leap towards providing accessible and affordable healthcare to the common man with the launch of Ayushman Bharat – Pradhan Mantri Jan AarogyaYojana (AB-PMJAY) by the Prime Minister, Shri Narendra Modi on 23rd September, 2018 at Ranchi, Jharkhand. Under the vision of Ayushman Bharat, Pradhan Mantri Jan AarogyaYojana (AB-PMJAY) shall be implemented so that each and every citizen receives his due share of health care. With Ayushman Bharat – Pradhan Mantri Jan AarogyaYojana, the government is taking healthcare protection to a new aspirational level. This is the “world’s largest government funded healthcare program” targeting more than 50 crore beneficiaries.

BENEFITS UNDER THE SCHEME:
Ayushman Bharat- Pradhan Mantri Jan ArogyaYojana (PMJAY) will provide a cover of up to Rs. 5 lakhs per family per year, for secondary and tertia…

Binsachivalay Clerk Exam most useful Book Pdf Download

Binsachivalay Clerk Exam most useful Book Pdf Download
This page offers the GSSSB Bin Sachivalay Clerk Syllabus 2018 to the contenders who have the plan of appearing for the Bin Sachivalay Clerk Exam in coming months.  Checking the Gujarat Sachivalay Office Assistant, Clerk Exam Pattern has to be done by the applicants to know the way of scoring high marks in the exam.GSSSB BIN SACHIVALAY CLERK SYLLABUS 2018Gujarat Bin Sachivalay Clerk Syllabus 2018 Pdf is provided here in our page. The updated GSSSB Bin Sachivalay syllabus in this page is given directly by the GSSSB board to inform the candidates about the scheme of examination.  Firstly, it has advertised the job selecting notification and invited for the application forms. In that notice only, it has said that in the selection process there is a written exam. Candidates have to attempt that exam with reading of GSSSB Bin Sachivalay Syllabus 2018 and lot of practice of the previous papers.   Then to get those candidates to have not t…

add 2